Private Wealth

Evidence every suitability and advice decision

Wealth managers are putting AI into suitability, advice and portfolio decisions that have always carried a duty to evidence the client was properly considered. Aegis Trace captures one signed, independently verifiable certificate per decision, ready at the point it is made and the moment a regulator or client asks.

Suitability you can evidence

Capture the basis for every AI-assisted advice and suitability decision as a signed record, ready to show a regulator or a client.

Consumer Duty, demonstrated

Move from claiming good client outcomes to evidencing them, decision by decision, with a complete and defensible trail.

Captured at the point of decision

The record is sealed when the recommendation is made, so the rationale is held as it stood, not reconstructed later.

Independently verifiable

Signed exports anyone can verify, so the evidence holds up years after the advice was given.

Why this matters now

Good advice is not enough. You have to prove it was.

Wealth managers are putting AI into suitability, advice and portfolio decisions that have always carried a duty to show the client was properly considered. The hard part was never making the decision; it is proving, at the point it was made and years later, that it was suitable. Reconstruct that under client or regulatory pressure and the rationale no longer stands as it stood.

  • Advice at machine speed

    AI-assisted suitability and portfolio decisions are produced faster than the file note that used to evidence them.

  • The burden of proof is yours

    Consumer Duty asks you to demonstrate good outcomes, not assert them; the duty rests with the adviser, not the tool that assisted.

  • Questioned long after

    A client complaint or an FCA review can land years later, when the basis for the original recommendation is hardest to recover.

FCA Consumer Duty requires firms to demonstrate, not assert, that decisions deliver good client outcomes, and FCA rules (SYSC 9) require records to be kept for 5 years. Explore the regimes in Atlas.

Decisions a wealth manager has to stand behind

Across advice and portfolio management, AI now shapes decisions that carry a duty to evidence the client was properly considered. Aegis Trace captures each one as it is made.

Suitability and appropriateness

The assessment behind each recommendation, evidenced against the client circumstances it considered.

Investment advice

AI-assisted advice decisions captured with the inputs and rationale that produced them.

Portfolio and product recommendations

Recommendations recorded as signed certificates, ready for a client or regulator query.

Ongoing suitability

Periodic reviews evidenced over time, so the duty to keep advice suitable is demonstrable.

The proof

Demonstrate suitability. Do not reconstruct it.

Aegis Trace seals one signed, independently verifiable, tamper-evident certificate for every advice and suitability decision, at the point it is made. The rationale is held exactly as it stood, ready to show a client or a regulator, with no reconstruction scramble.

  • One signed, tamper-evident certificate per decision
  • Independently verifiable, with no Aegis Trace account
  • Still verifiable years after the decision was made
  • PII redacted at source, before any record leaves your network

Mapped to the obligations that apply to you

  • FCA Consumer Duty
  • MiFID II suitability
  • EU AI Act
  • Data protection (automated decisions)

Demonstrate suitability. Decision by decision.

See how wealth managers use Aegis Trace to evidence advice and suitability, or talk it through with us.